Religious Organizations

We specializes in the Religious Organizations industry. We understand how to provide a flexible and comprehensive insurance program for risks all across the United States.

Key Benefits

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General Liability

  • Comprehensive General Liability
  • Abuse and Molestation coverage available
  • Volunteers and church members as additional insured’s
  • Coverage for fundraising events

Property

  • Blanket limits
  • Special Causes of Loss
  • Backup of Sewers and Drains coverage
  • Sign coverage
  • Stained Glass coverage
  • Ordinance or Law coverage
  • Fine Arts coverage
  • Agreed Value endorsement available

Professional Liability

  • Coverage extends to: clergy, lay clergy, volunteers, teachers, child care professionals, various human service counselors, and cemetery professionals
  • Separate limits, separate aggregate, and extends to Umbrella policy

Umbrella/Excess Liability

Large Excess Limits available

Automobile

  • Non-owned/hired auto
  • 15 passenger vans and buses are acceptable exposures
  • Volunteers as Insureds coverage available

Directors and Officers Liability

  • Defense costs in addition to the Limit of Liability
  • Most favorable venue wording for punitive, multiple, or exemplary damages
  • Order of payments language with priority placed on indemnifying individual insureds first

Crime and Fidelity

  • Money and Securities coverage available
  • Forgery coverage available
  • Employee Dishonesty
  • Theft, Disappearance, and Destruction

Many other comprehensive endorsements available.

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