Religious Organizations

We specializes in the Religious Organizations industry. We understand how to provide a flexible and comprehensive insurance program for risks all across the United States.

Key Benefits

General Liability

• Comprehensive General Liability
• Abuse and Molestation coverage available
• Volunteers and church members as additional insured’s
• Coverage for fundraising events

Property

• Blanket limits
• Special Causes of Loss
• Backup of Sewers and Drains coverage
• Sign coverage
• Stained Glass coverage
• Ordinance or Law coverage
• Fine Arts coverage
• Agreed Value endorsement available

Professional Liability

• Coverage extends to: clergy, lay clergy, volunteers, teachers, child care professionals, various human service counselors, and cemetery professionals
• Separate limits, separate aggregate, and extends to Umbrella policy

Umbrella/Excess Liability

Large Excess Limits available

Automobile

• Non-owned/hired auto
• 15 passenger vans and buses are acceptable exposures
• Volunteers as Insureds coverage available

Directors and Officers Liability

• Defense costs in addition to the Limit of Liability
• Most favorable venue wording for punitive, multiple, or exemplary damages
• Order of payments language with priority placed on indemnifying individual insureds first

Crime and Fidelity

• Money and Securities coverage available
• Forgery coverage available
• Employee Dishonesty
• Theft, Disappearance, and Destruction

Many other comprehensive endorsements available.